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Opinion

Medicare has a gender problem – now we have a chance to fix it


Michael Wright


8/09/2026 2:40:07 PM

A passionate GP’s decision to leave the profession struck a nerve with colleagues nationwide. RACGP President Dr Michael Wright says her story exposes a system failing to value complex care.

Women's hands holding a red heart.
‘Governments should be careful not to judge the health of general practice by the bulk-billing rate alone.’

When an experienced GP who loves her job decides she can no longer afford to keep doing it, we should pay attention.
 
Melbourne GP Dr Elly Goodsall recently described reaching that point. She explained how the longer, more complex consultations she provided left her earning less, despite spending more time caring for patients.
 
The response from GPs was immediate. Members said they saw their own experience in hers. They described unpaid hours, the growing mental health workload, the emotional load of complex care, and fears that comprehensive care is becoming financially unsustainable.
 
Her experience exposes a flaw at the heart of Medicare: the system increasingly rewards quick medicine at a time when Australians need more complex care.
 
And because female GPs are more likely to provide longer consultations, that flaw has a distinctly gendered impact.
 
Female GPs spend an average of 21 minutes with each patient, compared with 18 minutes for male GPs. They are also more likely to provide longer consultations and care involving complex mental health and women’s health.
 
Yet Medicare pays relatively less for the time spent on longer consultations.
 
Some have called this ‘Medicare misogyny’. I have described it as a built-in bias. Now, the draft report from the MBS Review Advisory Committee’s (MRAC) time-tiered review has independently identified the same gender equity problem.
 
That matters because this is not just about what GPs earn. It is about whether Medicare supports the kind of care patients increasingly need.
 
People are living longer and more of us have several chronic conditions at once. Mental health concerns are now a routine part of general practice. GPs also help patients manage disability, frailty and complex social circumstances.
 
Think about the man in his 80s who arrives with his partner after showing the first signs of dementia. His family does not know what happens next.
 
Or the new mother struggling to breastfeed while showing signs of postnatal depression.
 
Or the woman living with coercive control who needs help working out how to leave safely.
 
These are not problems a GP can comprehensively address while watching the clock.
 
That is modern general practice.
 
GPs consistently tell us that rising patient complexity is one of the greatest challenges they face. Members responding to Dr Goodsall’s story also described a familiar pattern: as patients receive care from more places, their regular GP is often the person who must bring the pieces together. That takes time, continuity and a clinician who knows their story.
 
Patients do not walk into a consulting room as a single Medicare item. A good GP needs time to listen, understand how problems connect and plan what happens next.
 
The Federal Government is rightly proud of its additional investment in general practice. That investment is welcome, and bulk-billing rates have risen.
 
But we also need to look at how that investment supports different kinds of care.
 
In metropolitan Australia, the tripled bulk-billing incentive adds the same $22.40 to a Level B, C or D consultation. Looking at that incentive alone, it increases the payment for a Level B consultation by around 50%, compared with around 26% for a Level C and 17% for a Level D.
 
The longer the consultation, the smaller the relative boost.
 
The new MRAC draft report recognises that problem. Its clinician-led working group found the current difference in per-minute funding between shorter and longer consultations is too great, disadvantaging patients who need more time and the clinicians who provide it. It also found the current bulk-billing incentive structure makes that imbalance worse.
 
Importantly, it identifies increasing fees for Levels C–E as the quickest option for addressing the wider funding gap.
 
This is a draft recommendation, not Government policy, and there are no proposed rebate amounts yet. The detail matters. But this is a significant step forward because the review has recognised what GPs have been telling us for years: Medicare needs to better value time, complexity and continuity.
 
Governments should be careful not to judge the health of general practice by the bulk-billing rate alone.
 
Affordable care matters enormously and GPs want patients to see us without cost becoming a barrier. But a national bulk-billing percentage cannot tell us whether a patient can find a GP with 30 or 40 minutes available to work through dementia, depression, family violence or several chronic illnesses.
 
Nor can it tell us whether the doctors providing that care can afford to keep doing it.
 
If pressure to bulk bill makes complex care financially unsustainable, we risk pushing away some of the GPs our health system needs most and putting more pressure on already crowded and expensive hospital emergency departments.
 
Female GPs, who provide a disproportionate share of longer consultations, feel that pressure particularly strongly.
 
The comments are not a workforce survey, but they should concern all of us. GPs described cutting back, thinking about leaving, or having already left traditional general practice.
 
Every time an experienced GP leaves clinical care, patients lose expertise and trusted relationships. Australia also loses the benefit of more than a decade of medical training and thousands of hours spent learning how to recognise illness, manage uncertainty and care for people through difficult moments.
 
We cannot afford to keep losing that expertise.
 
The RACGP has called for Medicare rebates for consultations longer than 20 minutes to increase by 40%. The MRAC draft does not nominate a figure, but it gives us an important opportunity to move reform in the right direction.
 
The consultation is open until 15 October. The RACGP will make the case strongly for funding that reflects the time and complexity of modern general practice, and I encourage GPs to make their voices heard too.
 
Sometimes a patient needs 10 minutes.
 
Sometimes they need 40.
 
Good healthcare should give GPs the freedom to make that decision based on the person sitting in front of them – not on which appointment length Medicare happens to reward most.
 
If we want experienced female GPs to stay in general practice, we need to value the care they provide.
 
And if we want every Australian to have access to high-quality care as their health needs become more complex, Medicare needs to value their time.
 
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Dr Joanna Kay Senior   9/09/2026 6:55:04 AM

I am at the same breaking point. I own a small group practice in a wealthy area and I struggle to keep the Practice afloat. Plus I am burnt out by complex elderly and sometimes demanding patients, as well as primary carer for my own 2 elderly parents. This is the lot of female GPs who wish to provide good thorough care. RACGP please do something. Proper general practice is crumbling.
Jo Senior , Bowral


Dr Tanya Coulson   9/09/2026 7:21:45 AM

I made the difficult decision to leave General Practice 5 years ago. The remuneration just didn’t match the workload.


Dr Alfredo Osmar Aiello   9/09/2026 7:40:00 AM

Hope her new ventures make her financially happy.
I do agree that medicare should reward doctors for managing complex cases.
Though
I don't think medicare is gender biased, they do not analyse what female doctors treat and pay less.
They invest less in complex cases.


Dr S Balaraman   9/09/2026 7:43:46 AM

I agree. It is very hard to manage one’s time, finances on current modelling. I think I’m experiencing burnout. People talk about work life balance in general practice but there really isn’t. I have only been able to take time off - 2 weeks at Christmas time for past 10-15 years. I have a daughter who is a doctor who is thinking of being a GP - thinking she will have the work life balance. I’ve told her there is no work life balance.And you cannot practice good medicine because of the funding model. The college representatives visit medical schools and make general practice look rosy but in reality it’s not. I understand why they do it. The profession is struggling to attract doctors. Universal BB that the govt is promoting is destroying good medical practice. Balancing your income with your all your commitments is hard. The rest of the profession thinks very little of us- even the general population. I have dissuaded her from joining the profession as I have lived experience.


Dr Baden Boan   9/09/2026 7:49:46 AM

I am now a retired GP . Elly , I relate well to your story as I usually dealt with complicated medical issues when practicing, often requiring considerable time ,with great complexity and knowledge of the patients family situations . I was a partner in a doctor owned medical practice . The solution to your situation is simple , DON'T BULK BILL ! The rebate is the government contribution to your patient fee , charge an appropriate fee (look at the AMA fees if you are unsure) and charge at a determined hourly rate for you (like the lawyers and vets do ) .You will find that enjoyment will come back to your life and in practicing medicine . We cannot afford to lose dedicated doctors like yourself .


Dr Conor Calder-Potts   9/09/2026 7:52:22 AM

Thank you for this article Dr Wright you make a number of good points, but I object to the old cliche "that medicare has a gender problem." Not all female GPs do longer consults, just like not all male GPs do shorter consults, yes female GPs on average spend an extra 3 minutes in a consult (21 mins vs 18 mins), but that does not define the way all male GPs practise. I would suggest that advocating for longer consults should be made on behalf of all GPs, male and female. As a male GP who spends more time with patients, I find it demoralising to continually hear messaging from the RACGP and others about how male GPs spend less time with their patients. Sadly, the assumption is often made that male GPs handle less complex care and are generally less competent than our female colleagues. If we want experienced male GPs to stay in general practice, we need to value the care they provide as well. Please advocate for all GPs, and not just one gender for better funding for longer consults.


Dr Pearly Upendra Cooray   9/09/2026 9:53:49 AM

Hi Elly I relate well to your situation and has been for some time. Working in a group practice for more than15y makes it harder to continue the standard of care that we done and would like to continue, with the underpaid long consultation.
It surely taking a toll on our mental health and wellbeing.
I really hope you will find a way to come back to the ailing general practice that we need more of you to lift it up.


Dr Pearly Upendra Cooray   9/09/2026 9:55:48 AM

Thank you for this article


Prof Max Kamien, AM. CitWA   9/09/2026 11:40:23 AM

I was a foundation professor of General Practice. My department was funded by the Commonwealth to expose medical students to GP with the aim of attracting more of them to enter General and Rural practice. We were becoming reasonably successful. Then a succession of MOHs see electoral advantage in supporting Access over Quality by rewarding short consultations and financially penalising GPs who do necessary long consultations. A case of the left hand being basely and knowingly ignorant of what the right hand needs to functioning efficiently?


Dr Christopher Francis Boyle   9/09/2026 4:06:04 PM

The sole criterion for evaluation of General Practice as far as politicians and health bureaucrats are concerned is the bulk billing rate. Nothing else matters.
Keeping patients out of hospital, managing complex problems , keeping people well and able to function does not enter their mind. It is solely the bulk billing rate. Studies that show that GPs do keep patients out of hospital, do keep patients well and manage their complex needs exist, but politicians do not want to know about them.
As an older male GP I often have 20-40 minute consultations. I do not bulk bill. I wish the rebate for long consultations was better but I will not hold my breath to see it happen as I have seen enough of Health Ministers over the years to know that this will not happen. The draft report from the MBS Review Advisory Committee’s (MRAC) time-tiered review I fear will wind up in the same bottom drawer that the previous Relative Value study did.


Dr John Joseph Scally   9/09/2026 7:20:59 PM

I agree with Dr Baden Boan.
Bulk Billing is like taking a vow of poverty if you want to provide the care that is needed


Dr Simon John Pilbrow   10/09/2026 9:09:09 AM

Like the other male doctors who have responded, I agree that it's simplistic to always state the issue as a gender issue. I spend plenty of time with my patients, I'm almost always the last to leave each day. I will likely work the same way until I eventually retire. I am sure my average time is more like 21 than 18 minutes. Nothing to do with my gender. If the average male GP is spending 18 minutes with each patient, I am encouraged, as counterbalancing this average will be some six-minute medicine doctors at the other end. In the end we each have to do our job as well as we can, and give the time it takes. That specialists in many areas make vastly more than GPs is a reality, but we all chose general practice intentionally, and there is plenty of job satisfaction, our patients hopefully appreciate our effort, time and care and continuity, to multiple generations in many families. Charge privately, spend the time needed, keep giving patients value for their money.


Paul V Jenkinson   10/09/2026 8:29:56 PM

We can't have it both ways if we want more job satisfaction for GPs.
Praising the government for increased funding so that more doctors are bulk-billing and then saying that the rate and quantity of bulk billing is not a good measure of GP accessibility,job satisfaction,burnout risk,etc,does not make any sense to me.
Specialists do not have to offer,as GPs do,universal access to all patients.
They have GPs guard patient's access to them and a public hospital system "chocablock" (?) full of outpatients which they may service so that it does not cost their private businesses.
In their private business,they can arbitrarily control access,the high cost to the patients , and easily then choose to offer high quality care to their satisfaction.
Each GP has choices still, but realistically cannot offer all 3 of universal access,cheap or no patient out of pocket cost and high quality of care. It has to be 2 of these out of 3.
Private billing ,whilst we can,seems the only solution to me.


Dr Terence John Rose   15/09/2026 5:52:44 PM

I retired from a mixed billing Practice feeling burnt out. I am wary of simple comparisons and pooled stats. I compared two male GP’s with two female GP’s. The male GP’s were bulk billing 60% of clients and the female GP’s were bulk billing 50%. The female GP’s saw younger working clients and children. The male GP’s saw more multimorbidity and social disadvantage. One male GP booked at 3 per hour. The other at 4 per hour and ran late. Both female GP’s managed 4 per hour. Multimorbidity brought more pathology, reports etc. to check and later evenings. So please be careful with comparisons. The issue is far more complex than a simple one parameter study. .